>>25828>don't have any statistics, but assume the answer isn't very far from never.
People take out small business loans and are successful all the time. This is a lot harder in the fields of software/internet where monopolies are so much easier to build/maintain (you don't need to build a branch of facebook in every city in the world) but you can go open a corner shop or a restaurant or a mechanics or something and have a pretty good chance of making a living from it. You might even get lucky and make a small fortune. The game is not that horrendously rigged. If it were it would be painfully obvious that the "meritocracy" aspect was a farce. There are success stories that serve to drive people onward and make them think that the reason they don't have all the shiny things is because they're not smart/lucky enough and not because of who daddy was. The bank want you to take out loans, how else would they take anybodies stuff?
>Debt economies are little more than an inflation hedge for established wealth to perpetuate itself.
This ignores a lot of what our economies are and most importantly how they came to be. Our economy was originally a relatively fair system (though not actually fair ofc, monkeys don't have fair economies). It's just that, as with any system imaginable, last years winners become those with the most influence which means they write next years rules. Don't get me wrong that's not a defence of how things have turned out. It's an incredibly twisted and unfair thing that needs burning to the ground but it's important to understand why things happened the way that they did.
So, in the interests of promoting understanding, let's explain why debt is a complete fucking scam. If you ask most people where banks get the money that they loan to people from they'll probably say that it's from the deposits that people have made at the bank. This is somewhat true but mostly bullshit. It's true in that there are legal limits as to how much they can lend based on how much money has been deposited. It's bullshit in that they actually just create the money from thin air. While, as with any system this old, there are exceptions this is basically the only way that money is created. Every dollar in your account is owed by someone to a bank and, upon repayment of that debt, will cease to exist. This would be a lot fairer if it wasn't for the fact that the money is loaned at interest, so there is always more debt than money, so the bank always takes somebodies stuff. Obviously this is a single paragraph describing a system that has been designed by thousands of people over hundreds of years and there's a hell of a lot of detail that's missing here. If you're interested go research.